Find a branch


Find an ATM


FNB Banking App


Bank on the go safely and securely with the FNB Banking App.

Do your day-to-day banking:

  • View detailed balances and transactions
  • Transfer funds between accounts
  • Stop/reverse debit orders on mobile and e-channels
  • Get notifications
  • Make payments
  • Make cardless cash withdrawals

You can also buy:

  • Prepaid airtime
  • Prepaid electricity

You also get additional features, including:

  • Access to qualifying FNB Rewards partners

Online Banking


Online Banking


Bank on the go safely and securely with the FNB Banking App. Note that as an FNBy account holder you can only access the FNB App via your guardian's profile. Using the free FNB Banking App, you pay no data fees.

Do your day-to-day banking:

  • View detailed balances and transactions
  • Transfer funds between accounts
  • Stop/reverse debit orders on mobile and e-channels
  • Get notifications
  • Make payments
  • Make cardless cash withdrawals

You can also buy:

  • Prepaid airtime
  • Prepaid electricity

You also get additional features, including:

  • Access to qualifying FNB Rewards partners

Use at ATMs


Get access to cash whenever you need it.
All FNB cards can be used at FNB ATMs.
ATMs are available countrywide, all you need is an FNB card and a PIN.

FNB ATMs enable you to

  • Access your account 24/7
  • Withdraw cash
  • View or print your current balance
  • Obtain a mini statement
  • Buy prepaid airtime

FNB ADTs

These are ATMs that allow for automated deposits. Save time and money with cheaper cash. Funds from cash deposits are available immediately.

Free unlimited swipes, locally


Swipe as much as you want at no extra cost. use your debit card for all your online and everyday purchases and save with every swipe!

With an FNB Debit card all local swipes are free! That means you save money as there are no transaction fees!

Terms, conditions and rules apply.

Online shopping


Shop safely with Online Secure

Use your FNBy Next Card to shop online at any e-commerce merchant.

Online Secure is designed to provide you with an extra level of protection against unauthorised use when shopping online by using a One Time PIN (OTP).

Use your card abroad


Get instant access to your funds swiping your card to buy gifts, paying for services or enjoying leisure activities and more.

When travelling abroad use your FNB card at any terminal displaying the Visa logo:

Ensure you amend your international card limits on the FNB App before shopping abroad.

Loads of free benefits & features


Open your own, personalised transactional account and benefit from a huge range of free functionality:

  • Two free FNB ATM withdrawals and free FNB ATM deposits.
  • Free Online Banking, Cellphone Banking and Banking App subscriptions.
  • Unlimited debit orders, electronic payments and transfers.
  • Secure notifications on the FNB App with Smart inContact so you have full control of money going in and out of your account.
  • Free Savings Pocket.
  • Free, unlimited swipes locally, for everyday purchases.

Keep a minimum balance of only P100 in your account and get all of the above and more, for only P10 per month.

Documents needed


  • Proof of address
  • Identity card
  • Proof of income or source of funds

Qualifying Criteria


  1. Open to citizens and non-citizens of Botswana
  2. Clients must be 18 - 24 years old

For youth aged 18 - 24 years


FNBy Next

Simplify your banking with a transactional account that will support you in the early stages as your responsibilities increase.

What you get


Loads of free benefits & features

The FNBy Transactional Account is a fully transactional account that is opened and linked to a parent account. It can be used in the same way as any other FNB account (Banking App, FNB ATMs, branches)

FNBy Next Card


When applying in-branch, your
card is issued immediately,
with access to a variety of
benefits and features.

Simple account management


It's easy, secure
+ subscription
is FREE

Getting it made easy