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Easy maintenance

There is no minimum monthly repayment required, as long as you remain within your agreed limit and make regular deposits (such as your salary) into your Cheque Account every month.

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Ongoing financing

An overdraft is a fluctuating facility which reduces with your monthly deposits, and is immediately available again, up to the approved limit.

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How it works

  • The facility is available on application, for Personal Cheque Accounts clients
  • Your Overdraft will be reviewed on an annual basis
  • Credit fees will be provided upon application
  • Overdrafts are subject to a monthly fee if a specified excess of the facility is used.

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Qualifying criteria

  1. If you hold a Personal Cheque Account, you can apply for an Overdraft now
  2. If you don't hold a Personal Cheque Account, apply for a Personal Cheque Account now.

Overdraft

Funds available immediately

This is a short-term, convenient facility that is tailor-made to help you gain more financial flexibility.

How it works

Tailor-made + convenient

  • The facility is available on application, for Personal Cheque Accounts clients

What's hot

Gain financial flexibility

Quick cash

Ideal for emergencies and unforeseen circumstances



Pay as you use

If the Overdraft is not used, then no monthly fee is charged.



Easy maintenance

There is no minimum monthly repayment required

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Ongoing financing

A fluctuating facility which reduces with your monthly deposits

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Getting it made easy

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Qualifying criteria

First National Bank of Botswana Limited - Registration number BW00000790476.